Senior discounts can save hundreds of dollars a year, but many are not posted on signs or websites. Age requirements vary, from 50 to 65, and some discounts require membership or proof of age. The simplest strategy is to ask, politely, every time.
Travel and recreation
- National parks: US citizens and permanent residents 62 and older can buy a Senior Pass for $80 for life or $20 a year. It covers entrance fees at national parks and other federal recreation lands and can lower some camping fees.
- State parks: many states offer free or reduced-price passes to older residents.
- Fishing and hunting licenses: many states offer reduced-price or free licenses to older residents.
- Trains and buses: intercity rail and bus lines often offer discounts for riders 65 and older.
- Hotels and car rentals: many offer senior or association member rates; compare them with other available rates.
Getting around town
Public transit systems that receive federal funding must offer reduced fares, no more than half the regular fare, to older riders during off-peak hours. Many offer reduced fares at all times or free rides. Ask your local transit agency about a reduced-fare card. Paratransit and volunteer driver programs may also be available.
Shopping and dining
- Grocery and drugstores: some have senior discount days with a percentage off.
- Restaurants: some offer senior menus or discounts, especially on certain days.
- Movie theaters, museums and performances: reduced tickets for older adults are common.
- Retailers: some clothing and home stores have senior days.
Policies vary by location and change often, so always ask.
Bills and services
- Phone and internet: some carriers offer lower-priced plans for customers 55 or older. The federal Lifeline program offers a monthly discount for people with low incomes. See Lifeline.
- Utilities: many electric and gas companies offer discounts or payment plans for older or low-income customers. See practical ways to lower your utility bills.
- Property taxes: many states and localities offer exemptions, freezes or deferrals for older homeowners. See property tax relief programs.
- Tax preparation: free help is available through the IRS Tax Counseling for the Elderly and VITA programs.
- Banking: some banks and credit unions waive fees for older customers.
Membership discounts
Some organizations for older adults offer members discounts on travel, insurance, prescriptions and more. Before joining, add up how much you would realistically save compared with the membership fee.
Protect yourself
Be cautious of anyone who calls or emails offering "special senior discounts" in exchange for your personal information, a membership fee or payment by gift card. Legitimate discounts do not require you to give your Medicare or Social Security number.
Make it a habit
Keep a photo ID handy, and make asking about a discount part of your routine at checkout, when booking travel and when signing up for services. Over a year, small savings add up.
