Money & Savings
Organizing Important Papers: A Checklist for You and Your Family
Keeping your important documents organized saves stress for you and your family in an emergency. Use this checklist to gather, store and share what…
Money & Savings
Budgeting, taxes, retirement accounts and ways to stretch a fixed income.
13 guides, page 1 of 2
Money & Savings
Planning for Long-Term Care Costs
Most people turning 65 will need some long-term care, and Medicare covers very little of it. Here is what long-term care costs and the main ways…
Money & Savings
Reverse Mortgages: How They Work and What to Watch For
A reverse mortgage lets homeowners 62 and older turn some home equity into cash without monthly mortgage payments. Here is how it works, what it…
Money & Savings
Protecting Yourself From Financial Exploitation
Financial exploitation can come from strangers, but also from people older adults know and trust. Here are the warning signs, practical safeguards…
Money & Savings
Tax Breaks for Adults 65 and Older in 2026
Turning 65 brings a larger standard deduction and, for 2025 through 2028, a new senior deduction of up to $6,000. Here are the main federal tax…
Money & Savings
Downsizing Your Home: The Financial Pros and Cons
Moving to a smaller home can lower costs and free up money, but moving has costs of its own. Here are the financial pros and cons to weigh before you…
Money & Savings
Why You Still Need an Emergency Fund in Retirement
Unexpected costs do not stop at retirement. An emergency fund helps you handle a car repair, a medical bill or a new furnace without selling…
Money & Savings
Ways to Cut Your Prescription Costs
Prescription costs can strain a fixed income. Here are proven ways to save, from generic drugs and pharmacy comparisons to Extra Help and drugmaker…
Money & Savings
Practical Ways to Lower Your Utility Bills
Heating, cooling and electricity can take a big share of a fixed income. These practical steps can lower your bills without sacrificing safety or…
Money & Savings
Catch-Up Contributions: Saving More for Retirement After 50
If you are 50 or older and still working, catch-up contributions let you save more in retirement accounts. Here are the 2026 limits, the higher limit…
Money & Savings
Required Minimum Distributions: The Basics
Once you reach a certain age, you must start withdrawing money from most retirement accounts each year. Here is when required minimum distributions…
Money & Savings
Senior Discounts Worth Asking About
Many businesses, parks and public services offer discounts to older adults, but you often have to ask. Here are the most common and valuable ones…