Plain-English guides to health, Medicare and money after 60

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Eat Well

Smart Grocery Shopping on a Fixed Income

Rising grocery prices are hard on a fixed income. These practical strategies can help you eat well for less, from planning and unit prices to discounts and assistance programs.

Older woman with a red shopping basket reading her list in a grocery store aisle
Shopping with a list helps you stick to your budget and avoid impulse buys. Photo: Kampus Production / Pexels

Key takeaways

  • Plan meals and shop with a list to cut waste and impulse buys.
  • Compare unit prices and try store brands, which are often much cheaper.
  • Frozen, canned and dried foods can be as nutritious as fresh and last longer.
  • Programs such as SNAP and senior food boxes can stretch your budget; many eligible older adults never apply.

Food prices have climbed sharply in recent years, and the increase hits hardest on a fixed income. The good news is that eating well does not require expensive foods. A few habits can trim your grocery bill noticeably while still filling your plate with nutritious meals.

Plan before you shop

  • Check what you have in your fridge, freezer and pantry.
  • Plan meals for the week around what you have and what is on sale. Store flyers and apps show weekly deals.
  • Write a list and stick to it. Shopping with a list is one of the simplest ways to avoid impulse buys.
  • Eat before you shop. Shopping hungry makes snacks and treats harder to resist.

Compare prices the smart way

  • Use the unit price. The small label on the shelf shows the price per ounce or pound, so you can compare sizes and brands fairly.
  • Try store brands. They are usually made to similar standards and can cost much less.
  • Look up and down. Higher-priced items are often placed at eye level.
  • Buy whole instead of cut. A whole melon, block of cheese or bag of carrots usually costs less than pre-cut versions.
  • Buy larger sizes only when you will use them before they spoil. A big bag of rice is a bargain; a big tub of spinach that goes bad is not.

Choose budget-friendly nutrition

  • Frozen vegetables and fruit are picked ripe and frozen quickly. They are often cheaper than fresh and do not spoil.
  • Canned foods such as beans, tomatoes, fish and fruit in juice are healthy staples. Choose low-sodium options and rinse canned beans.
  • Dried beans, lentils, oats, rice and pasta cost little per serving.
  • Eggs, peanut butter and canned fish are inexpensive protein sources.
  • Seasonal produce is usually cheaper and tastier.

Use discounts and rewards

  • Sign up for your store's free loyalty program for digital coupons.
  • Ask about senior discount days; some stores offer a percentage off on a set day each week.
  • Check discount grocers and warehouse stores, but compare prices and buy only what you will use.
  • Consider curbside pickup or delivery if transportation costs or mobility make trips hard. It can also help you avoid impulse buys.

Other food help

  • Commodity Supplemental Food Program: monthly boxes of nutritious food for people 60 and older with low incomes, in participating areas.
  • Senior Farmers' Market Nutrition Program: coupons for fresh produce at farmers markets in many states. See our guide.
  • Food banks and pantries: find yours through Feeding America or your Area Agency on Aging.
  • Community meals and home-delivered meals for older adults. See home-delivered meals and community dining.

Waste less, save more

The average household throws away a significant share of the food it buys. Store produce properly, eat the most perishable foods first, freeze leftovers you will not eat within a few days, and learn what date labels really mean. Read food safety at home.

Sources

We checked this guide against these sources. Figures change, so confirm current amounts with the source before you act.

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